Imagine returning to a parking lot to find your beloved car unrecognizably scorched in flames. 


In the recent case of the NAIA Terminal 3 parking lot fire, the owners of those 19 cars that were severely damaged only had the news and various social media videos to see how their treasured cars, to which they already heavily invested on, were engulfed in flames. Gladly, there were no casualties in that event but sadly, 19 families were left with severe property damage. This unfortunate event had people worried about the drastic and unforeseen effects of the extreme heat we are currently experiencing. 


If you were in their shoes right now, how do you think would you recover from this?


The Reality of Unpredictable Incidents

While we can’t predict when our cars and other properties will get damaged, such as that NAIA Terminal 3 fire incident, we can certainly prepare for it.

That’s where having comprehensive car insurance steps in. 

One way to prepare and be secured with your car or vehicle is getting comprehensive car insurance – acting as a financial safety net for those unexpected moments. With the right coverage, you can focus on getting things back on track, without the added stress of worrying about the cost. It’s like having a shield that guards your vehicle against a range of unexpected threats, from natural disasters to theft and vandalism. 



A car warranty is designed to address specific mechanical breakdowns, offering coverage for repairs related to mechanical failures within a certain timeframe or mileage limit. On the other hand, car insurance provides a broader safety net, encompassing protection against collisions, theft, vandalism, and other hazards outlined in your policy.


While both car warranties and car insurance offer peace of mind by shielding you from unexpected expenses, car insurance goes beyond mechanical issues. It safeguards you against medical bills resulting from injuries sustained in accidents, as well as repair costs for damage to your vehicle caused by collisions or other covered incidents. 


This comprehensive coverage ensures that you’re financially protected in various scenarios, providing reassurance and allowing you to drive with confidence.


Here at Autokid, not only do we provide a 5-year warranty for all of our brand new trucks and cars, we also have our own insurance arm, Biz Shield – Business Insurance, to protect and secure your vehicles from these unexpected moments.



We at Biz Shield Business Insurance offer a comprehensive set of insurance packages that caters to not only business owners, but to individuals like you to want to secure their future.

We offer protection for life, vehicles, home, and business, including Compulsory Third Party Liability (CPTL) insurance, Commercial General Liability (CGL) insurance, engineering insurance, travel insurance, car insurance, motorcycle insurance, fire insurance, marine insurance, and accident insurance.



Biz Shield offers different Insurance Products such as Motor Car Comprehensive Insurance and Compulsory Third-Party Property Liability (CTPL).

Our Comprehensive Insurance Policies cover the following:


​accidental collision, overturning, falling, fire and malicious act of a third party of the Assured’s vehicle. The Insurance company will settle a valid claim of up to the sum insured.



​Supplements the Assured’s CTPL Insurance, bodily injury and/or death caused to a third party (person/s) by the Assured’s vehicle. The Insurance company will settle a valid claim of up to coverage of the EBI over and above the 100,000 covered by the Assured’s CTPL insurance.



​Damage to property owned by one or more third parties, arising from an accident caused by the Assured’s vehicle. The Insurance company will settle a valid claim of up to the TPPD coverage.



​Medical treatment, dismemberment, permanent disability and/or death arising from the bodily injuries caused by an external accident while the Assured or authorized driver or any of the vehicle passengers are riding in, boarding or alighting from the insured vehicle. The Insurance will settle the valid claim of up to 50,000 persons up to five persons, sedan, pick up or van. Insurance will settle a valid claim of up to 100,000 per person up to seven persons for an SUV.


  • ACTS OF NATURE (AON) – Optional but Highly Recommended

​Direct loss of or damage to, the insured vehicle, its accessories and spare parts caused by an earthquake, typhoon, flood, volcano eruption, lighting, fire and/or other convulsions of nature. The Insurance company will settle a valid claim of up to the sum insured.




    1. Towing up to 4000 to the nearest accredited repair facility
    2. Removal of the covered vehicle and towing of the vehicle to the nearest accredited repair facility up to an agreed limit of 10,000.
    3. Minor on-site repair to cover services as: battery boosting, jumpstart, tire change, delivery of gasoline (cost not included) locked billing and delivery of spare key.


    1. Towing and recovery of the vehicle is immobilized due to accident, towing expense is up to an agreed limit of 2,000 per event to the nearest repair facility
    2. Removal of Vehicle- This refers to the removal of vehicle in the event of an accident where the vehicle has been rendered a total wreck or has fallen in a ravine and the like.  Maximum amount payable of 8,000
    3. Relay message
    4. Accident Coordination 
    5. Dispatch of accredited adjusters
    6. Adjuster Coordination.


The excess on the limit will be to the account of the beneficiary. Maximum of three (3) event per year except for road accident related



Let’s take the NAIA Terminal 3 Fire as an example.


In the event that your car was one of the 19 cars damaged in that fire, if your car is insured by Biz Shield then you will have to prepare the following requirements, and submit them to Biz Shield’s Claims Handler.

  • Original Police Report
  • Clear Copy of the vehicle’s ORCR
  • Driver’s License
  • Photos of the damaged unit

The Insurance will assess the claim once approved, they will issue a Letter of Authority or Offer letter for cash settlement.



We at Biz Shield offer special discounts, freebies and bundled services for our truck and car buyers. 


In situations like the recent NAIA Terminal 3 parking lot fire, nothing is worth more than having the peace of mind knowing that your car is safeguarded against the unpredictable twists and turns of life on the road.

Don’t wait until the damage has been done. 


Message us on our Facebook page or contact us at 📞09176371282 today and take your first step towards a secured and worry-free future, despite all the uncertainty that life will throw at you.

Here at Autokid, we’ve got it all for you, from buying brand new vehicles down to being insured. We understand the importance of safeguarding your investment and ensuring your peace of mind on the road. Let us be your partner in protection and peace of mind.